How it works

One plan, built in four steps

Start a transfer, assign roles, record your intent, and invite the people who need to know. Everyone ends up working from the same plan before a crisis forces the conversation.

The documents exist. The plan doesn't.

Heirs haven't been told

Fidelity's 2025 Family and Finance Study found 68% of parents had not told adult children what they will inherit.

Few have had the full conversation

Wells Fargo's 2026 study found only 21% of parents had held a detailed estate conversation.

Communication breaks transfers

The Williams Group attributes about 60% of wealth-transfer breakdowns to communication and trust failures, not taxes or legal mistakes.

Unequal shares need a reason

Wells Fargo found 61% of adult children reported hurt feelings, fairness fights, estrangement, or legal battles tied to inherited wealth.

  • Signed trust documents sitting in a folder only one or two people know about
  • An unequal distribution that has never been explained in writing
  • A named executor who has no checklist for the first 30 days

What happens once you start

Wealth Transfer sits beside your attorney or advisor. It coordinates the plan; it does not draft or replace your legal documents.

One shared plan for everyone

You name the plan, assign each person a role, and decide what each of them can see. Spouse, heirs, trustee, and advisor all work from the same record instead of separate verbal versions.

  • Roles for spouse, executor, trustee, beneficiary, and advisor
  • Visibility set per person, such as plan summary only
  • Preview what each heir will see before anything is sent
People & roles

Susan, spouse

Co-grantor

  • Oldest sonExecutor
  • StepdaughterBeneficiary, summary only
  • Estate attorneySuccessor trustee

Your reasoning, written down

The decision log records why distributions differ, in your own words. You choose when each entry is released, so you can introduce it yourself at the family review.

  • Plain-language letter of intent templates
  • Entries tied to the trust section they apply to
  • Release at the family review, not before
Decision log

Entry

Why the shares differ

  • Attached toTrust distribution section
  • VisibilityRelease at family review
  • StatusRecorded, scheduled for release

A checklist for the hard days

Executors and trustees get an ordered task list and a map of where documents and accounts are kept. The vault stores a map and references, not account credentials.

  • Task cards sorted by due date
  • Document and account map with who is in charge
  • Tasks assigned to a co-executor
Executor checklist

Locate and secure accounts

In progress

  • Notify creditorsComplete
  • Assigned to brotherLife-insurance claim
  • Progress6 of 21 complete

From first click to family review

Most people finish the first pass in a single sitting and fill in the rest over time.

  1. 1

    Start a transfer

    Name your plan and tell us whether you are the grantor or an executor. Add the basics of your trust or will.

  2. 2

    Add people and roles

    Invite your spouse, heirs, trustee, and advisor, and set what each person can see.

  3. 3

    Map documents and write intent

    Upload or link the signed documents, tag where accounts live, and record why your decisions were made.

  4. 4

    Preview, then invite

    Check the heir view yourself first, then send invitations when you are ready.

  5. 5

    Hold the family review

    Schedule a walkthrough with an agenda, log what was decided, and keep the plan current each year.

Questions before you start

Does Wealth Transfer replace my attorney?

No. It works alongside your existing trust and your attorney or advisor. Wealth Transfer coordinates the plan and does not draft or execute legal documents.

Do my heirs need an account to see the plan?

Invitees receive a plain-language email invitation with a single link. You control what each person sees, and you can see who has viewed the plan.

Can I review everything before anyone sees it?

Yes. You can preview what each heir will see and set entries to release at the family review. Nothing reaches your heirs until you send invitations.

Does the app store my account numbers?

It stores a map of where documents and accounts are and who is in charge, not account credentials. Access is permissioned by role.

What does it cost?

Family Start is $19/month and Family Complete is $39/month, and both include a 14-day free trial. Advisors can deploy it to client families starting at $199/month with Advisor Essentials.

I'm an executor, not the grantor. Can I still use it?

Yes. Choose that you are an executor, enter the plan details, and work through the ordered checklist. You can also log decisions and invite a co-executor.

Give your family one clear plan

Start a transfer today and bring the people who matter into the same plan.

Start a transfer